Studios


Yoga Studio Property Insurance and Liability 

This coverage has been specifically designed for Yoga studios who may own their own or rent their premises and Premiums starting as low as $500.00 plus tax.

Download studios application –> click here

Property Insurance coverage highlights

Blanket Coverage on Contents of Every Description up to $15,000 (equipment including computer, related material, mats, defibrilators, kettle balls, etc).
Subject to a $1,000 deductible
Featuring: Included at no extra cost:
• “All Risks” Form
• 90% Co-Insurance Clause
• Replacement cost on Equipment
• Tenants Improvements
• Business Interruption
• $10,000 Extra Expenses to resume operations
• $25,000 Valuable Papers
• $25,000 Accounts Receivable
• Newly-Acquired Location
– Contents $25,000
– Building $100,000
• $10,000 Transit Coverage
• $10,000 Fire Department Charges
• Sewer Back-up
• Glass/Signs Included
• $5,000 Off -Premises Coverage
• Building Damage by Theft

Multi-Item Crime Insurance
Covering up to $2,000 per item
Including:
• Employee Dishonesty
• Loss Inside The Premises
• Loss Outside The Premises
• Money Order and Counterfeit Paper Currency
• Depositors Forgery

Commercial General Liability (Third Party Public Liability)
Occurence Form

Limit $1,00,0000 Bodily Injury and Property Damage standard
Optional available forto $5,000,000
Features Include:
• Premises/Operations Liability
• Personal Injury Liability
• Advertising Injury Liability
• Broad Form Bodily Injury
• Cross Liability Clause
• Medical Payments ($5,000/Person)
• Non-owned Automobile Liability
• Employee Benefits ($1,000,000 limit)
• Employees as Additional Insureds
• Broad Form Tenants Legal Liability
• Physical Damage to Hired Non-owned Automobiles
• Property Damage Deductible ($500)

Note: Purchased coverage may vary from above and claims are only paid out based upon coverage purchase and policy insured.

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