Yoga Studio Property Insurance and Liability 

This coverage has been specifically designed for Yoga studios who may own their own or rent their premises and Premiums starting as low as $500.00 plus tax.

Download studios application –> click here

Property Insurance coverage highlights

Blanket Coverage on Contents of Every Description up to $15,000 (equipment including computer, related material, mats, defibrilators, kettle balls, etc).
Subject to a $1,000 deductible
Featuring: Included at no extra cost:
• “All Risks” Form
• 90% Co-Insurance Clause
• Replacement cost on Equipment
• Tenants Improvements
• Business Interruption
• $10,000 Extra Expenses to resume operations
• $25,000 Valuable Papers
• $25,000 Accounts Receivable
• Newly-Acquired Location
– Contents $25,000
– Building $100,000
• $10,000 Transit Coverage
• $10,000 Fire Department Charges
• Sewer Back-up
• Glass/Signs Included
• $5,000 Off -Premises Coverage
• Building Damage by Theft

Multi-Item Crime Insurance
Covering up to $2,000 per item
• Employee Dishonesty
• Loss Inside The Premises
• Loss Outside The Premises
• Money Order and Counterfeit Paper Currency
• Depositors Forgery

Commercial General Liability (Third Party Public Liability)
Occurence Form

Limit $1,00,0000 Bodily Injury and Property Damage standard
Optional available forto $5,000,000
Features Include:
• Premises/Operations Liability
• Personal Injury Liability
• Advertising Injury Liability
• Broad Form Bodily Injury
• Cross Liability Clause
• Medical Payments ($5,000/Person)
• Non-owned Automobile Liability
• Employee Benefits ($1,000,000 limit)
• Employees as Additional Insureds
• Broad Form Tenants Legal Liability
• Physical Damage to Hired Non-owned Automobiles
• Property Damage Deductible ($500)

Note: Purchased coverage may vary from above and claims are only paid out based upon coverage purchase and policy insured.